Pending: Otsego MLS# 6700151
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Pending
$395,000
Single Family: Split Entry (Bi-Level)
5 br • 2 ba • Built 2008
2,055 sqft • 0.26 acres
Elk River schools
MLS# 6700151
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Property Description
Beautifully updated home, with a spacious foyer that welcomes you to the vaulted main floor, filled with natural light. The kitchen boasts sleek quartz countertops, a stylish tiled backspash, floating wood shelves and SS appliances. Main level features three comfortable bedrooms, luxury vinyl plank flooring in the main living areas. Inviting electric fireplace in the living room.
Enjoy the newly finished lower level, offering a generous family room and two additional bedrooms-perfect for guests, a home office, or extra living space. The fully fenced backyard provides privacy and room to relax or entertain. New roof in 2024. Finished and heated garage creates an extension of the living area. From top to bottom, this home combines modern updates with functional design in every detail.
Listing
Listing Status:
Pending
Contingency:
None
List Price:
$395,000
Price per sq ft:
$192
Property Type:
Single Family
City:
Otsego
Garage Spaces:
3
County:
Wright
Year Built:
2008
State:
MN
Property Style:
Split Entry (Bi-Level)
Zip Code:
55301
Subdivision Name:
Arbor Creek 2nd Add
Interior
Bedrooms:
5
Bathrooms:
2
Finished Area:
2,055 ft2
Total Fireplaces:
1
Living Area:
2,055 ft2
Common Wall:
No
Appliances Included:
- Dishwasher
- Dryer
- Electric Water Heater
- Microwave
- Range
- Refrigerator
- Stainless Steel Appliances
- Washer
- Water Softener Owned
Fireplace Details:
- Electric
- Living Room
Basement Details:
- Finished
- Full
Exterior
Stories:
Split Entry (Bi-Level)
Garage Spaces:
3
Garage Dimensions:
28x24
Garage Size:
596 ft2
Air Conditioning:
Central Air
Foundation Size:
1,120 ft2
Foundation Dimensions:
24x40
Fencing:
Chain Link, Full
Handicap Accessible:
None
Road Responsibility:
Public Maintained Road
Heating System:
Forced Air
Parking Features:
- Asphalt
- Attached Garage
- Finished Garage
- Garage Door Opener
- Heated Garage
- Insulated Garage
Unit Amenities:
Deck
Road Frontage:
City Street
Exterior Material:
Vinyl Siding
Roof Details:
Age 8 Years or Less
Rooms
1/4 Baths:
None
Full Baths:
1
Half Baths:
None
3/4 Baths:
1
Bathroom Details:
- 3/4 Basement
- Main Floor Full Bath
- Primary Walk-Thru
Dining/Kitchen:
Kitchen/Dining Room
| Main Level | Size | Sq Ft |
|---|---|---|
| Living Room | 13 x 14 | 182 |
| Kitchen | 9 x 11 | 99 |
| Dining Room | 10 x 11 | 110 |
| Bedroom 1 | 14 x 11 | 154 |
| Bedroom 2 | 9 x 13 | 117 |
| Bedroom 3 | 9 x 9 | 81 |
| Deck | 16 x 16 | 256 |
| Foyer | 8 x 5 | 40 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Family Room | 13 x 22 | 286 |
| Bedroom 4 | 14 x 11 | 154 |
| Bedroom 5 | 10 x 15 | 150 |
Lot & Land
Acres:
0.26
Geolocation:
45.26471, -93.652737
Lot Dimensions:
121 x 94
Zoning:
Residential-Single Family
Lot Description:
Corner Lot
Schools
School District:
728
District Phone:
763-241-3400
Financial & Taxes
Tax Year:
2025
Annual Taxes:
$3,772
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$3,772
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
City Sewer/Connected
Water System:
City Water/Connected
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
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This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
| 2026 | $3,291 | $21,607 | $24,898 | $312,709 |
| 2027 | $3,525 | $21,373 | $24,898 | $309,184 |
| 2028 | $3,774 | $21,124 | $24,898 | $305,410 |
| 2029 | $4,042 | $20,856 | $24,898 | $301,368 |
| 2030 | $4,329 | $20,569 | $24,898 | $297,039 |
| 2031 | $4,636 | $20,262 | $24,898 | $292,403 |
| 2032 | $4,964 | $19,934 | $24,898 | $287,439 |
| 2033 | $5,316 | $19,582 | $24,898 | $282,122 |
| 2034 | $5,693 | $19,205 | $24,898 | $276,429 |
| 2035 | $6,097 | $18,801 | $24,898 | $270,332 |
| 2036 | $6,529 | $18,369 | $24,898 | $263,803 |
| 2037 | $6,992 | $17,906 | $24,898 | $256,811 |
| 2038 | $7,488 | $17,410 | $24,898 | $249,323 |
| 2039 | $8,019 | $16,879 | $24,898 | $241,304 |
| 2040 | $8,588 | $16,310 | $24,898 | $232,716 |
| 2041 | $9,196 | $15,702 | $24,898 | $223,519 |
| 2042 | $9,849 | $15,050 | $24,898 | $213,671 |
| 2043 | $10,547 | $14,351 | $24,898 | $203,124 |
| 2044 | $11,295 | $13,603 | $24,898 | $191,829 |
| 2045 | $12,096 | $12,803 | $24,898 | $179,734 |
| 2046 | $12,953 | $11,945 | $24,898 | $166,781 |
| 2047 | $13,872 | $11,026 | $24,898 | $152,909 |
| 2048 | $14,855 | $10,043 | $24,898 | $138,054 |
| 2049 | $15,909 | $8,990 | $24,898 | $122,145 |
| 2050 | $17,036 | $7,862 | $24,898 | $105,109 |
| 2051 | $18,244 | $6,654 | $24,898 | $86,864 |
| 2052 | $19,538 | $5,360 | $24,898 | $67,326 |
| 2053 | $20,923 | $3,975 | $24,898 | $46,403 |
| 2054 | $22,407 | $2,491 | $24,898 | $23,996 |
| 2055 | $23,996 | $902 | $24,898 | $0 |
Listing provided by RMLS,
courtesy of Edina Realty, Inc..
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.